Infonavit Credit Simulator
Estimate how much credit Infonavit can grant you and the payroll-deducted monthly payment. Compare traditional vs Cofinavit credit.
Inputs
What you report to IMSS, not net.
1 year = 6 bimonthly periods. 60 minimum required.
What you've saved in your Infonavit account (check at Mi Cuenta Infonavit).
Your Infonavit estimate
You qualify for Infonavit credit
$2,380,000
With salary of $20,000
Monthly deduction
$6,271
30% of SBC, via payroll
Multiplier
175x
Times your daily salary
- Max loan amount$2,300,000
- Housing sub-account$80,000
- Total purchasing power$2,380,000
This is an estimate. The real amount depends on your Infonavit score, credit history and current policies. Check your pre-qualification at Mi Cuenta Infonavit.
If your gross is under $25,000 MXN, Cofinavit gives you significantly more buying power than the traditional credit — the bank covers what Infonavit alone can't lend. Worth seriously considering.