How Much Can I Afford?
Find the max property price you can afford without compromising your lifestyle. We use the 30% income-to-housing rule.
Inputs
Your salary after taxes.
Debts, car, cards, school, etc.
Adds purchasing power.
Your purchasing power
Your income breakdown30% to housing
Fixed expensesMax monthly payment (30% rule)Remaining
- Max property price
- $1,484,594
- Max monthly payment (30% rule)
- $10,500
- Max monthly payment (30% rule)$10,500
- Max mortgage loan$984,594
- Your down payment$500,000
- Max property price$1,484,594
The 30% rule exists for a reason: keep room for emergencies, savings and quality of life. Above 30% you're considered 'cost-burdened' — vulnerable to any unexpected event (car, health, job loss).